The SMA-embossed environment limits the opportunities for significant changes as those would require economies of scale to justify the tremendous
investments.
Allocation of task in the Product- / Functional-Matrix
Leadership-Assessment - "Who will pull the weight?"
Draft of a Product- / Functional-Matrix
Definition of branch types
Definition of location clusters by market environment and branch size
Shorttime a build-up of functional roles and concentration of leadership-roles
Midterm a seven-digit saving including better customer-proximity and enhanced service levels